First Aid Finance Ltd: First for Adverse Credit Loans
Looking for an Adverse Credit Loan?
You've come to the right place. First Aid Finance Ltd specialises in arranging secured loans for homeowners with poor credit profiles. While some brokers read bad credit as bad news, we take the time to find the right loan for your circumstances.
What sets us apart from the rest of the competition is that we treat each of our customers as individuals. Call our free phone number (0800 031 9464) or fill in the online contact form and you'll be assigned a personal underwriter who will be ready to answer any questions. Remember that we aren't here to judge you; just to help you find finance.
Many people make the mistake of assuming that; just because they have an adverse credit history, they won't get a good loan package. Of course you won't be offered the lowest rates, but there are still some attractive deals available.
The situation's analogous to buying car insurance. The most competitive policies are only open to driver's with ‘no claims', but as soon as they have a prang the premium shoots through the roof. However, this doesn't mean that you simply accept the first policy that you're offered. Because each insurer uses a different set of criteria to asses your level of risk, you'll find that it pays to shop around.
It's exactly the same with adverse credit secured loans… except for one important detail. A number of self-styled ‘independent' brokers are in fact driven by sales targets and will try to push one lender over another. At First Aid Finance Ltd we always put the customer first. We know which of our lender's will ignore CCJs and which will overlook credit defaults. It's our job to match your circumstances with the best loan we can find.
